US Salary After Tax Calculator
Calculate your take-home pay after federal, state, Social Security, and Medicare taxes. Free calculator for all 50 US states with 2026 tax brackets.
Your Take-Home Pay
$58,480/annual
Tax Breakdown
| Tax | Amount | Rate |
|---|---|---|
| Federal Income Tax | $7,670 | 10.2% |
| State Income Tax | $3,113 | 4.2% |
| Social Security | $4,650 | 6.2% |
| Medicare | $1,088 | 1.5% |
| Total Tax | $16,520 | 22.0% |
| Net Pay | $58,480 | 78.0% |
Pay Period Comparison
| Annual | Monthly | Biweekly | Weekly | |
|---|---|---|---|---|
| Gross Pay | $75,000 | $6,250 | $2,885 | $1,442 |
| Total Tax | $16,520 | $1,377 | $635 | $318 |
| Net Pay | $58,480 | $4,873 | $2,249 | $1,125 |
Frequently Asked Questions
Your take-home pay is calculated by subtracting all applicable taxes from your gross annual salary. This includes federal income tax (based on IRS 2026 tax brackets and your filing status), state income tax (varies by state — from 0% to 13.3%), Social Security tax (6.2% on income up to $184,500), and Medicare tax (1.45% plus an additional 0.9% on income over $200,000 for single filers). Pre-tax deductions like 401(k) contributions and health insurance premiums reduce your taxable income before these calculations.
For 2026, the federal income tax has 7 brackets: 10%, 12%, 22%, 24%, 32%, 35%, and 37%. For a single filer, the 10% bracket applies to income up to $12,400, the 12% bracket covers $12,400–$50,400, and the top 37% bracket applies to income above $640,600. The One Big Beautiful Bill Act (OBBBA) made these rates permanent, and all thresholds were adjusted upward by roughly 2.8% for inflation.
Nine states have no state income tax on wages and salaries: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Living in one of these states means your take-home pay is only reduced by federal income tax and FICA (Social Security and Medicare) taxes.
Pre-tax deductions reduce your taxable income before taxes are calculated, lowering your overall tax bill. 401(k) contributions (up to $23,500 in 2026, or $31,000 if age 50+) reduce your federal and state income tax but not FICA taxes. Health insurance premiums and HSA contributions reduce both your income tax and FICA taxes, providing even greater savings.
The Social Security wage cap for 2026 is $184,500, up from $176,100 in 2025. You pay 6.2% Social Security tax on all wages up to this limit. Any income above $184,500 is not subject to Social Security tax, though Medicare tax (1.45%) applies to all income with no cap.
The 2026 standard deduction is $16,100 for Single and Married Filing Separately filers, $32,200 for Married Filing Jointly, and $24,150 for Head of Household. The standard deduction reduces your taxable income before federal tax brackets are applied. Most taxpayers take the standard deduction rather than itemizing.
Yes. This calculator includes local income taxes for select cities and municipalities. When you choose a state that has local taxes — such as New York (NYC, Yonkers), Ohio (Columbus, Cleveland, Cincinnati, and others), Oregon (Portland Metro), and Pennsylvania (Philadelphia, Pittsburgh) — a city selector appears so you can include local taxes in your estimate.
This calculator uses official 2026 federal tax brackets from IRS Revenue Procedure 2025-32, current state tax rates, and the latest FICA rates. It provides a reliable estimate for W-2 employees using the standard deduction. Actual take-home pay may vary based on additional deductions, tax credits, itemized deductions, or supplemental income not captured here. For precise tax planning, consult a qualified tax professional.
Tax Calculators by State
Select your state below for a personalized salary after tax calculation with state-specific tax rates and brackets.